Overview
WavePay at a glance
WavePay unifies card, mobile wallet, and bank rails behind one checkout and reconciliation layer — so finance teams stop closing the books by stitching together five settlement reports by hand.
Processed annually
Reconciliation time saved
Settlement gateways
Features
Everything it does
Solutions
Built for how your industry actually runs
Retail
In-store and online checkout unified under one settlement ledger.
Architecture
How it's built
Frontend · Gateway · Services · Data · Infra
Integrations
Works with what you already use
Security
Enterprise-grade by default
PCI-Aware Encryption
Card data never touches your servers.
Tokenized card capture at the gateway edge; only tokens flow through WavePay's own systems.
RBAC
Approval limits by role.
Refund and payout approval thresholds enforced per role, with dual-control above configurable amounts.
Audit Logs
Every settlement change is logged.
Immutable audit trail on refunds, payout adjustments, and fraud-rule changes.
Backup
Ledger snapshots every hour.
Hourly ledger snapshots with point-in-time recovery, independent of gateway-side data retention.
Pricing
Simple pricing for WavePay
Starter
Up to $50K processed/mo
- 2 payment gateways
- Standard checkout
- Email support
Business
Up to $1M processed/mo
- All gateways
- Split settlements
- Fraud rules engine
- Priority support
Enterprise
Unlimited volume
- Custom settlement rules
- Dedicated success manager
- Custom SLA
FAQ